Why I love One Medical Group
I’ve been a member of One Medical, a “boutique medical practice” since the beginning of 2012. and, I love it. Here are some of the experiences I’ve had with them that make me so fond of them.
It makes sense if you don’t have insurance
This year I had a health insurance plan with a somewhat high deductible ($1500), as I often do. The first time I went to One Medical, they negotiated their rate with my health insurance (as is standard) and I received a bill in the mail for $275 several months later. Sure. I guess it feels ok to know that that $275 is counting towards my deductible, but I doubted I’d use more than $1500 in medical care this year, so my insurance wouldn’t ever pay anything.
Often at medical practices, if you have a high deductible health insurance plan and pay for all of your medical care yourself, the amount you pay is lower than if you don’t have health insurance. This is because your insurance company has negotiated a lower rate for services from your provider. It is something that makes me very angry in life; ask me about it sometime and I will yell about it to you.
At One Medical, that’s not the case. I learned on my second visit that, rather than billing my health insurance and paying the negotiated rate, I have the option to just pay One Medical $100 directly. It doesn’t count towards my deductible so I am, in effect, betting against using more than $1500 in health care for this year. $100 seems like a very reasonable amount to pay for a doctor’s visit and in fact, about how much I want to pay for a doctor’s visit. I’m delighted to pay it, and I appreciate the mystery being taken out of how much a doctor’s visit might cost.
[details on using One Medical without health insurance]
If you have decent health insurance, One Medical probably accepts that in a normal fashion. [accepted health insurance plans]
Care takes place outside of the office
Earlier this year, I suspected I had a UTI, so I booked an appointment with my nurse practitioner at One Medical. She called me up on the phone a bit later to triage my symptoms. I told her that I think I had jumped the gun a little bit and don’t actually think I have a UTI. She said that that was great, and that I should wait until just before my scheduled appointment time to cancel it — One Medical doesn’t have cancellation fees. That way, if I do have symptoms, I’ll have my appointment still, and if I don’t, I won’t unnecessarily go in. I’ve never been told to wait to cancel an appointment before! It really made me feel as though my health was most important here — something that cancellation fees at other providers do not make me feel.
They’re Online
I can interact with One Medical the way I interact with every other part of my life. I’ve emailed them medical records from other practices for them to add to my chart. They’ve sent me my test results as PDF attachments over email. I can schedule (and cancel!) appointments online — as well as renew prescriptions. [other actions available online]
They’re On Time
Appointments are not only on-time, but they’re fast as well. At other doctor’s, I feel like I wait at every step — wait on the phone, wait in the waiting room, wait in the examination room, see the doctor, wait in the examination room again. At One Medical, I’m talking to someone the whole time I’m there — and I’m often in and out in less than 30 minutes. Oh and they do same-day appointments too, though I rarely need them.
Membership at One Medical cost $150/year (some companies, like Yelp, pay this for their employees as part of their health care packaging). This fee covers care that health insurance companies won’t pay for — like phone calls — and so I’m happy to pay it. Most of my health concerns are me thinking “Should I worry about this?”. I love that calling my doctor to see if I should come in or not is included with my membership.
So that’s why I love One Medical. If you live in a major city and are interested in improving your experiences with our horrendous health care system, I recommend checking them out.
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